My spending is out of control. Please help me stop

[semmel88]

at least iam doing one off them i keeping the credit cards at home.

[HSLINKS]

Have your employer do a direct deposit into a holiday savings plan (you can use for anything).. If there is enough at end of year, put into a CD

Sign up for US Savings bonds - they can be redeemed much later

Do you owe on cc? Start paying them off

INVEST IN YOURSELF: Hows your education? Put yourself back to school, even if it's just night school.

How about car? make extra payments, this will get it off your bills and then take that money and put away for the next car. You could have a really decent downpayment

House - do you own?
Are you still able to use it for deductions? If not, make this months payment, 1/2 way through the next month make an extra 1/2 payment .. do this for a while. Can you increase the mid month payment? This gets it off the bill list & since it has no more deductions paying it off early doesn't hurt

Ria