COBRA Information

Another option may be to buy an individual health insurance policy.
HIPAA gives individuals who are losing group health coverage and
who have at least 18 months of creditable coverage without a break in
coverage of 63 days or more the right to buy individual health

insurance coverage that does not impose a preexisting condition
exclusion period. For this purpose, most health coverage, including
COBRA continuation coverage, is creditable coverage. These special
rights may not be available to you if you do not elect and receive

COBRA continuation coverage. For more information on your right
to buy individual health insurance coverage, contact your state
department of insurance.


This was on page 4, or page 9 of 28.


Contact your state department of insurance.
--
Monique

Hello all!

In some cases, individual policies that are

underwritten end up costing more than Cobra for folks

who have medical conditions. I know at one time,

here in NC if a person had serious health issues,

they could potentially be looking at over $1000 a

month for just one person. But definitely do some

research and do not give up your Cobra plan until you

have something else in place.

Good luck!







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