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		<title>Budget101.com Forums - Blogs</title>
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		<description><![CDATA[Complete Frugal Living & Freebie Resource for getting out of debt]]></description>
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			<title>Budget101.com Forums - Blogs</title>
			<link>http://forums.budget101.com/blogs/</link>
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			<title>Money makes you stupid</title>
			<link>http://forums.budget101.com/blogs/wilbe95/1148-money-makes-you-stupid.html</link>
			<pubDate>Sat, 07 Nov 2009 12:41:33 GMT</pubDate>
			<description>I know goofy title but what can I say having extra money coming in has...</description>
			<content:encoded><![CDATA[<div>I know goofy title but what can I say having extra money coming in has really made me stupid the past couple of months. I have gotten two paychecks and I am spending the money long before it even comes and not on the bills like I said that I would.<br />
<br />
How did this dawn on me, well yesterday I decided to go through the few boxes of Christmas present items I have gotten over the last several months, sort them as to who will be getting what then going ahead and wrapping up and boxing to mail. That is when the reality sunk in that I have one more paycheck coming before the holiday's. I get paid once a month. I have about half of the list of people finished up for the holiday's and their items are wrapped and ready to go which is great. Now to finish up all the others. <br />
<br />
I have gotten stupid the past few months by not worrying about the menu, thinking when I buy at the store and planning ahead. Why because I had the money. So if I decided that I didn't want to cook no biggy just run out and buy something already made, less stress and time. Boy do they nickle and dime you! <br />
<br />
All hope is not gone. Since I have woke up and see my mistakes I can correct them. So first thing I did this morning was shop in the freezer. I haven't shopped for freezer items in some time so really did not have a clue what was in there. I have more than enough food for the week so made out a menu and will spend today preparing some of the food items for the week. There will be no going out for food. I will make a run to the store (by myself) today for the staples-milk etc. I will be making breads and snack items for the week at home out of the pantry. I will be going through the coupons which I have not done since August. Most will be expired but I know that I have coupons that I could have used but I just didn't bother to go through them before I went to the store. <br />
<br />
I balanced out the checkbook this morning also and would you believe that my first thought was I have $$$ this amount what do I want to spend it on. Oh how stupid of me I was going to use it for luxury items (well you know what I mean those items I want but can live without). That was when it dawned on me as I was thinking what can I get for me and then glanced at the calendar and realized that I have to finish up the holiday's get food yet for the holiday's and realized that I have gotten greedy with the extra money.<br />
<br />
Realization is the first step, when you get frustrated because you can't just go get what ever it is you want because you need the necessities and to pay the bills it is time for a slap in the face wake up call. So now back to the frugal ways, we survived all summer without the extra money and happy with what we had. My greed has gotten in the way and I want want want.<br />
<br />
So tell me has having money made you stupid too?</div>

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			<dc:creator>wilbe95</dc:creator>
			<guid isPermaLink="true">http://forums.budget101.com/blogs/wilbe95/1148-money-makes-you-stupid.html</guid>
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			<title>Yesssss!!!!</title>
			<link>http://forums.budget101.com/blogs/fosterfamily5/1147-yesssss.html</link>
			<pubDate>Sat, 07 Nov 2009 00:38:08 GMT</pubDate>
			<description><![CDATA[I just came home from my interview and they hired me.  I'm so excited....]]></description>
			<content:encoded><![CDATA[<div>I just came home from my interview and they hired me.  I'm so excited. It's amazing what an upturn my life has been in a matter of a few days.  I'm so excited!!!!  I'll be working a Kohl's for the holiday season.  Maybe it will be longer, who knows.  But I am very greatful.  It was a group interview and 2 of us got hired.  Off to celebrate at the park with my kids....</div>

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			<dc:creator>fosterfamily5</dc:creator>
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			<title>Thanks for your Help!</title>
			<link>http://forums.budget101.com/blogs/liss/1146-thanks-your-help.html</link>
			<pubDate>Fri, 06 Nov 2009 16:10:56 GMT</pubDate>
			<description>I just wanted to thank all the members and guests that helped vote for my...</description>
			<content:encoded><![CDATA[<div>I just wanted to thank all the members and guests that helped vote for my kitchen on the Better Homes &amp; Gardens Kitchen Remodeling Contest. <br />
<br />
 I was in the Top 3 at the close of the contest last night (midnight). Apparently they choose a winner from the top 5 based on several different criteria.<br />
<br />
 Please keep your fingers crossed for me and once again :thankyou: so very very much for your time and effort.<br />
<br />
 According to their site, The contest winner will be notified around November 15, 2009. I'll let you know how it goes!<br />
<br />
 Thank you so much,<br />
<br />
Liss</div>

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			<dc:creator>Liss</dc:creator>
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			<title>What brings us down can truly make us stronger</title>
			<link>http://forums.budget101.com/blogs/fosterfamily5/1144-what-brings-us-down-can-truly-make-us-stronger.html</link>
			<pubDate>Wed, 04 Nov 2009 20:13:41 GMT</pubDate>
			<description>Hi all, 
 
first a little background to my story.  Things have been rough...</description>
			<content:encoded><![CDATA[<div>Hi all,<br />
<br />
first a little background to my story.  Things have been rough the last month or so financially, which is easily translated into everything else in your life getting down on you.  Everything really does seem to happen at once. The past week I have found myself cooking only when necessary to feed our family and not wanting to eat certain things in the house just in case the kids might be hungry.  Don't take that to mean I went hungry, I just meant Instead of having leftovers for lunch I ate a peanut butter sandwich so the kids could have the leftovers for dinner. I had been using all of the great lessons I had learned for making meals stretch.  And strategecly planning things to use up what we had.  Last week I had bugs in my pantry. YUCK!!!!  I had to throw out alot. Some things I just took for granted because I always have them, ie flour, sugar,beans.  My dry beans had white worms in them......  I didn't have the money to go shopping until this morning.   <br />
<br />
I made sure I cut the coupons I'd been putting off doing.  About 3 weeks worth.  I only planned a couple of meals because I really needed to go food staple shopping.  I went to our Winco foods store to do my shopping.  I took my time 1 1/2 hours actually.  I bought mostly things we had been out of for a while, fresh fruit's and vegetables, and some baking and pantry items, along with some great deals on TP and laundry soap.  All said and done I spent $140.00.  That's actually easy to do when there is no food in the house.  but I got about 17 bags of groceries and I hadn't been shopping for about 3 weeks. <br />
<br />
While I was shopping I was passing out coupons to other people for random things I saw in their cart that I would never buy. Yes I stilll cut ALL the coupons.  It felt good and most people were very appreciative.  <br />
<br />
Anyway while I was bagging my groceries the couple behind me had a car not quite as full as mine but I was taking notice of what was in it.  They had mostly frozen Pre packaged meals, pizzas, that sort of stuff.  They did have alot of cuts of meat, which I won't buy at winco. (it scares me).   My eyes almost popped out of my head when I heard their bill was $340.00.  I've never seen anyone spend that much at the store.  The cashier looked at me and said that was nothing, she had 3 people the other day spend $700.   Needless to say I may not have boughten meat but I bought ALOT more food for my mere $140.00   <br />
<br />
The first thing I thought of was all of the people I have met here on this website.  I don't have food storage like some, I don't can, I don't have a garden, or land to raise my own groceries, but I have learned not to be wasteful with grocery money (or lack of).  And I thank everyone here for that little lesson. <br />
<br />
Life is a journey and everyone has different problems in their life, weather it be financial, emotional, or physical.  At first, I was using the things I learned here for fun, kind of as a hobby, It was also an outlet for me.  My shopping trip today made me realize just how automatic some of the lessons in frugality I've learned have become.   Thank you!!!</div>

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			<dc:creator>fosterfamily5</dc:creator>
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			<title>Hope is on the horizon</title>
			<link>http://forums.budget101.com/blogs/fosterfamily5/1143-hope-horizon.html</link>
			<pubDate>Tue, 03 Nov 2009 17:02:01 GMT</pubDate>
			<description><![CDATA[Just thought I'd share..... 
 
Things have been rough for us for a while...]]></description>
			<content:encoded><![CDATA[<div>Just thought I'd share.....<br />
<br />
Things have been rough for us for a while now. I have stayed home with my kids for the last 14 years and it's getting increasingly harder to manage things on just one income.  Over the years I've sold avon, creative memories, done babysitting, and worked part time at the elementary school.  Last week I put in applications at the local Target and Kohl's.  My husbands work schedule and the kids school schedule will put more reponsibilities on the 14 &amp; 11 year old to manage things if I get hired, but It's time.  Things have got to change.  Kohl's called last night and I have an interview on Friday.  I'm hoping for full time but I'm open to anything, even just for the holiday's.   <br />
<br />
Wish me luck!!</div>

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			<dc:creator>fosterfamily5</dc:creator>
			<guid isPermaLink="true">http://forums.budget101.com/blogs/fosterfamily5/1143-hope-horizon.html</guid>
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			<title>Seasons Changes</title>
			<link>http://forums.budget101.com/blogs/joann/1142-seasons-changes.html</link>
			<pubDate>Mon, 02 Nov 2009 02:04:59 GMT</pubDate>
			<description><![CDATA[The seasons are changing so fast any more. I'm already missing the summer...]]></description>
			<content:encoded><![CDATA[<div>The seasons are changing so fast any more. I'm already missing the summer nights on my swing (such comfort). That swing has so many memories in it. Next year I'll have to invest in newer cushions (go hunting at the yard sales or goodwill) I have another new mission. <br />
    We had Indian Summer this past week--the temp here were in the 70's all week long--boy was that nice. Then Saturday night the winds came in strong here and blew everything that wasn't tied down a good mile away. So with saying that, the leaves are almost all gone from the trees too. For sure winter is making it's way here.. &quot;Kim&quot; can't hold all that cold and snow where she is for ever. Yes Kim you can say it SNOW !!! with a double yuck :neener:   :120103_emTE32_prv (          my bones are aching at the thought of old man winter.. I just hope artho doesn't take me down this year (it's all Thur my back &amp; neck)..DH has no desire to go South--where it's warmer. Loves the water here or should I say Lake Erie is one of his friends..Lolll             <br />
          I cleaned my gardens out a few weeks ago. The weather wasn't in my favor this year for my gardens (nights were kind of cooler then usual here this year). My sons even put in a small plot this year..Even tho they are older they still have head competitions between themselves.. They try not to let me hear their nipping at each other--but it's there.. Argument about who's going to use the tiller lollll come on who really cares as long as it gets done... Only if they would do that with the dishes....<br />
     I really have missed everyone here. Some catching up is in line...<br />
Hugs from N. Ohio...:wink:</div>

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			<dc:creator>JoAnn</dc:creator>
			<guid isPermaLink="true">http://forums.budget101.com/blogs/joann/1142-seasons-changes.html</guid>
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			<title>My haunting Halloween is falling apart!</title>
			<link>http://forums.budget101.com/blogs/fosterfamily5/1141-my-haunting-halloween-falling-apart.html</link>
			<pubDate>Fri, 30 Oct 2009 23:32:44 GMT</pubDate>
			<description><![CDATA[I always seem to take on tasks bigger than I can handle.  I'm trying to...]]></description>
			<content:encoded><![CDATA[<div>I always seem to take on tasks bigger than I can handle.  I'm trying to coompletely cover the front walkway with black.  I've used table cloths that I got from the dollar tree, black garbage bags, and a HUGE pice of visquine (I have NO Idea how to spell that).  Our front walkway up to the house is about 8 ft wide from the gutters to the neighbors fence.  Should be easy right?  This is me we are talking about.  I can make a mess of EVERYTHING!!!  I used clotheline pins to hang it with.  It lasted about 15 minutes and then it all came down!!!  Now I've got to wait for hubby to get home to help me....  I wanted to have it all done when he got home.</div>

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			<dc:creator>fosterfamily5</dc:creator>
			<guid isPermaLink="true">http://forums.budget101.com/blogs/fosterfamily5/1141-my-haunting-halloween-falling-apart.html</guid>
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			<title>Halloween Alternative</title>
			<link>http://forums.budget101.com/blogs/beansthemama/1140-halloween-alternative.html</link>
			<pubDate>Fri, 30 Oct 2009 20:14:43 GMT</pubDate>
			<description><![CDATA[Halloween used to be one of my fav Holiday's. But things and beliefs have...]]></description>
			<content:encoded><![CDATA[<div>Halloween used to be one of my fav Holiday's. But things and beliefs have changed so much for me in the past 7 years. Usally we go to church and do a harvest family fun night, but with the economy being so ruff, they are not doing it this year.<br />
So we found another church that is doing a free trunk n treat, we will get a 7.99 Jack O lantern pizza from papa murphy's and watch it's a great pumpkin. Hopefully that will be entertaining enough for the kids. They will get to dress up and get candy so we should have fun.<br />
What are all of you gonna do?<br />
Blessings!</div>

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			<dc:creator>beansthemama</dc:creator>
			<guid isPermaLink="true">http://forums.budget101.com/blogs/beansthemama/1140-halloween-alternative.html</guid>
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			<title>Facebook has sucked my life away...</title>
			<link>http://forums.budget101.com/blogs/fosterfamily5/1139-facebook-has-sucked-my-life-away.html</link>
			<pubDate>Fri, 30 Oct 2009 18:08:50 GMT</pubDate>
			<description><![CDATA[I haven't been around much in the last few months.  Guess I've been too...]]></description>
			<content:encoded><![CDATA[<div>I haven't been around much in the last few months.  Guess I've been too busy.  actually I've been spending too much time farming, fishing, growing my mafia, organizing evens in sorority life, cooking up a storm in cafe world, and managing an amusement park. <br />
<br />
 Yup I got sucked into Facebook!!!!   <br />
<br />
Although I have re connected with some old friends and have found another way to hook up with current friends.  It's fun and I enjoy it.  But enough is enough.  I need to snap back into reality.  although all of my apps on FB pretty much run themselves, (couldn't be because I've leveled up so many times) so I just check in with them in the morning.  Funny I have them all timed to when I'm home alone.  <br />
<br />
When I saw Budget101 on FB reality hit!!  I've been really neglecting myself and my family.  The people I have met here really encouraged me when I needed it. I have learned and grown so much since finding this site.  I do really miss the friends I've made here.  <br />
<br />
If I can find time in the day to play on FB I can find time to play  here.........    I Promise.<br />
<br />
<br />
I'm decorating for halloween today.  We are covering the front porch with black visquine and doing a plack light thing. I'm going to brew rootbeer with the dry ice this year and serve it to our neighbors.....Should be fun.   <br />
<br />
Life is certainly hectic.  I need to try to budget my time better.  I've gotten back into my flylady thing.  And that really helps me.  I have found that I'm a people person and I do better when I have a way to talk to people (or type)  I think maybe that's how I got sucked into FB so badly.......  Ok  Back away from the computer and get to work!!  But I'll be back!!!</div>

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			<dc:creator>fosterfamily5</dc:creator>
			<guid isPermaLink="true">http://forums.budget101.com/blogs/fosterfamily5/1139-facebook-has-sucked-my-life-away.html</guid>
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			<title><![CDATA[It's Raining Thursday]]></title>
			<link>http://forums.budget101.com/blogs/brchbell/1138-its-raining-thursday.html</link>
			<pubDate>Fri, 30 Oct 2009 02:42:21 GMT</pubDate>
			<description><![CDATA[Rained all day and looks like it will continue all night.  At least it's...]]></description>
			<content:encoded><![CDATA[<div>Rained all day and looks like it will continue all night.  At least it's suppose to be dry all weekend.  Watching Tuesday's with Morrie for the first time tonight.  Both my daughters are closing at work tonight.  One at Sonic and the other at Dairy Queen.  Waiting up for them.  Hopefully the creek stay's in it's banks or they might spend the night in their little red car!  <br />
<br />
They started working on our basement today as ours was his only inside job with it pouring rain.  We got 200 pounds of potatoes and 80 pounds of sweet potatoes, 100 pounds of onions and 4 bushels of apples for $96 today.  Will be busy canning for the next week.</div>

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			<dc:creator>brchbell</dc:creator>
			<guid isPermaLink="true">http://forums.budget101.com/blogs/brchbell/1138-its-raining-thursday.html</guid>
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			<title>Swine or H1N1?</title>
			<link>http://forums.budget101.com/blogs/happytosave/1137-swine-h1n1.html</link>
			<pubDate>Thu, 29 Oct 2009 04:05:51 GMT</pubDate>
			<description>Whew! Lots of people at work sick, maybe a few taking advantage (as they...</description>
			<content:encoded><![CDATA[<div>Whew! Lots of people at work sick, maybe a few taking advantage (as they always do) of the situation for a PAID day(s) off work. We only need a doctor's certificate after 5 days of being away from work, and we get paid! So anyway, one of the staff was babysitting her two grand-daughters and they had contracted the H1N1 at school, so their mom and dad on a romantic anniversary weekend got sick, came home and the girls were sick and my co-worker and her husband! Nasty! :009: the to top it all off my friend's son and his wife and their 3 month old baby got sick after a quick visit. They had to got he hospital where it was confirmed H1N1! Where I live about an hour from Toronto, Ontario they have ramped up the immunization clinics and there are lineups to get it. Bad news today that a young hockey player in grade 8 who was quite apparently healthy suddenly died and it was confirmed he had H1N1. :kleenex: The article in the paper would break your heart to read. At the Bank where I work, we have Purell dispensers on every desk and wicket and office, kleenex, and  Lysol wipes to disinfect the client areas, and to try and keep the germs down. So many clients sniffing and coughing already. They apprciate that we as employees have families and want to stay as healthy as we can and continue to be able to serve them.  I still haven't decided if I will get the needle for H1N1 and I normally and not able to get the regular flu shot and I am allergic to something in it. It looks like it will be a long winter and it's already hard to listen to the daily updates of hospital emergency rooms filling up. Schools are reporting that parents are keeping their kids home, if they have a cough and certainly if they have a fever.Let's pray that there will be little loss of life and that people will return to good health. Practice safe hand-washing and remember sneeze into your sleeve!:045:</div>

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			<dc:creator>Happytosave</dc:creator>
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			<title>Decision making day</title>
			<link>http://forums.budget101.com/blogs/jody/1136-decision-making-day.html</link>
			<pubDate>Thu, 29 Oct 2009 03:58:29 GMT</pubDate>
			<description>Yesterday, I went to see my 1st opinion oncologist to see why her opinion...</description>
			<content:encoded><![CDATA[<div>Yesterday, I went to see my 1st opinion oncologist to see why her opinion differ from my second one's.  After hearing the difference and she hearing my concerns about adding 3 solutions to my soon to be IV, I had to make up my mind where I was going to go to have treatment between 2 very well known and great hospitals.  So today I decided to go with my 1st doctor that I saw but not her opinion about the 3 solutions.  Adding the 3rd one, would only give me only more of a 4% chance of no reacurrence than only taking the 2.  Plus the side effects were really awful.  It could affect your heart down the road.  Since heart trouble is in both my parent's family, I thought it best not to take the chance. Even if I did the 3, there is no guarantee that the cancer won't come back. She was OK with my decision.  So next week, I will be doing chemo.  Pls keep me in your prayers.</div>

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			<dc:creator>jody</dc:creator>
			<guid isPermaLink="true">http://forums.budget101.com/blogs/jody/1136-decision-making-day.html</guid>
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			<title>No leprachaun at the End Kim . . .</title>
			<link>http://forums.budget101.com/blogs/liss/1135-no-leprachaun-end-kim.html</link>
			<pubDate>Wed, 28 Oct 2009 13:26:10 GMT</pubDate>
			<description><![CDATA[Well, I was sitting (sort-of) here reading Kim's latest blog post (looking...]]></description>
			<content:encoded><![CDATA[<div>Well, I was sitting (sort-of) here reading Kim's latest blog post (l<a href="http://forums.budget101.com/blogs/wilbe95/1133-looking-rainbow.html" target="_blank">ooking for the rainbow</a>) and I'm thinking to myself, not only is the cup half empty, but the jerk that drank from it while I wasn't looking probably backwashed in it and left enough drool around the rim to give the entire family strep throat! :095:<br />
 Ha, well, in all honesty, most days I prefer to look at it as half full, but it really depends on what is happening in my life. <br />
 <img src="http://www.budget101.com/blog/shy.jpg" align="left" border="0" alt="" style="padding:6px;" />For example, a few weeks ago I <b>FINALLY</b> (after YEARS of wanting to) purchased a horse. She's gorgeous and has great ground manners. Unfortunately, the people that sold her lied through their teeth. She's very green (aka, she'll damn near kill you when you climb on her), and as I sit here writing, my tailbone is still nearly shattered, my knee is a colorful mess, elbow is still swollen and my left arm is missing some skin. <img src="http://www.budget101.com/blog/knee.jpg" align="right" border="0" alt="" style="padding:6px;" /><br />
<br />
 Luckily, it's been a couple weeks since my riding &quot;incident&quot; we'll call it... and I'm trying to get the hang of sitting on a 'roid pillow. Who knows how long it'll be before I can sit down on my own two cheeks. :dontknow:<br />
<br />
  At the same time, I found myself, just this morning, reading old blogs, posts, threads... and discovering that quite a few of our longterm members have run away. I was kind of frustrated by it because I try (more than you realize) to respond to all of the members on the site. <br />
  I try to keep up with how everyone is doing, how their kids and families are doing. I notice when they stop visiting or leave particularly for long periods of time, but sometimes I don't say anything at all. I just wonder to myself if they're alright or what's happening with them, etc. Like my old friend lynn who really had a rough year, or my friend Melissa who was a mod for awhile. When they're gone for long periods, I wonder if I've said something to offend them, or if its just a matter of life getting too busy setting ones priorities.<br />
   I try not to post things that are negative or not upbeat on the site because as Kim said, the news is negative enough and we need something to look forward to, something to brighten our days when everything else seems to go wrong, which is what tends to happen in everyday life. <br />
  :Pumpkins: While it's obvious that I sometimes let things get to me, Kim is absolutely right, it is essential that we look to the positive side in life. I challenge you to find at least 3 things everyday that are beautiful or make you smile- Just Because.<br />
<br />
 Here are my positive thoughts for today, It's fall (my favorite time of year), the tree's are gorgeous, the house smells of cinnamon, pumpkins, &amp; fresh apples. <br />
  I can dress as a car accident victim for halloween and I won't even have to apply Make-up! **Whoohoo*<br />
<br />
 Now all that's missing is the rich little leprechaun at the end of that rainbow!</div>

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			<dc:creator>Liss</dc:creator>
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			<title>Yippee for leftovers!</title>
			<link>http://forums.budget101.com/blogs/happytosave/1134-yippee-leftovers.html</link>
			<pubDate>Wed, 28 Oct 2009 02:07:56 GMT</pubDate>
			<description>Thank goodness my husband and I both love lasagna. The deal was too good...</description>
			<content:encoded><![CDATA[<div>Thank goodness my husband and I both love lasagna. The deal was too good to pass up at the store, a 5lb tray of meat lasagna with four cheeses (frozen) for only $9.99. Up here in Ontario Canada, that is a good deal. We had it on Sunday night with a visiting niece and nephew and tonight (Tuesday) ate the last little bit. For a frozen lasagna it was very very good, and my husband is from an Italian background where fresh is always best. So, then I find it relaxing to get onto the budget101.com sight, while he is reading in the corner. We are still adjusting to life without our son here as he is away at university. I did a little laundry after work that Doug had started and now I realize I should go to bed as tomorrow is another working day. Things are very slow at work, as in the past few years we have encouraged customers of the bank to use online banking and Automatic Teller Machines, so they rarely have to come into the bank. I love the interaction with our more senior clients and as the end of the month approaches, they will be coming in. Friday Oct 30th we have a parade in town called &quot;Tiny Tots&quot; where parents, grandparents and children get dressed up and go trick or treating from business to business, it is really fun to see! :Pumpkins::pumpkin2:</div>

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			<dc:creator>Happytosave</dc:creator>
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			<title>Looking for the rainbow</title>
			<link>http://forums.budget101.com/blogs/wilbe95/1133-looking-rainbow.html</link>
			<pubDate>Tue, 27 Oct 2009 20:14:52 GMT</pubDate>
			<description>I am home today have one with a cold. So on days like this sometimes my...</description>
			<content:encoded><![CDATA[<div>I am home today have one with a cold. So on days like this sometimes my mind wonders :081:.<br />
<br />
I seen a post that made me think about the way people look at life. Are you an optimist or a pessimist? Is you cup half full or half empty?<br />
<br />
I have my moments that the cup is very half empty but I try not to dwell there I prefer to think of it as half full.<br />
<br />
Heck even with the one sick briefly I had the thought that &quot;if you get your little brother sick before his surgery I will hurt you&quot; but then it passed, not his fault he got sick, there are so many things floating around the school right now, strep throat, pink eye, colds, stomach flu, seasonal flu and of course the H1N1. He has just a cold. Hope the fever will be gone today so he feels better.<br />
<br />
Even when I heard that the youngest had to have surgery again my heart sunk, why. Then after a little bit I was asking the doctor &quot;If we let it go would it keep him from catching the bugs floating around?&quot; One side of his nose is plugged shut should make it less likely to contract something right, but nope doctor laughed and said nice thought but doesn't work that way. Oh well I tried.<br />
<br />
I don't watch much news any more. All they seem to focus on is the negative. I would rather read my news online then I can decide what I read and can skip over the negatives. <br />
<br />
Money will be tight for the next couple of months. We have been in the process of redoing rooms with wood laminate flooring. Was not planning on progressing quite like we have but we have one room completely finished and have another room half way done. Then two more rooms to do. We are removing all of the carpeting in the house. I am hoping that it will help keep the youngest healthy after the surgery. But with the cost of doing the rooms plus the surgery expenses not to mention holiday's coming up money will get tighter by the day. All of our family lives out of state and we will have to mail the items for the holiday's. Does this depress me, maybe it should and I shouldn't continue to spend the money like I am but yet I know that even if changing the floors doesn't help the youngest that it will look a million times better and be a whole lot easier to clean so it is worth every penny. Same with the surgery, three surgeries in a year is a lot and very expensive but he will be able to breath again easier soon and even if it doesn't last at least for a few months he will sleep peacefully, talk clearer, and have energy like he hasn't had for awhile. This is so worth every penny.<br />
<br />
I try to avoid people who look at the negative side of life. No matter what problem you are facing you can find something positive in it. Kind of like looking for the rainbow after the storm. There is always one but do you find it do you even take the time to look for it or do you dwell on the gray clouds? Look for the rainbow it makes life so much more enjoyable.</div>

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			<dc:creator>wilbe95</dc:creator>
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			<title>Newbie</title>
			<link>http://forums.budget101.com/blogs/jody/1132-newbie.html</link>
			<pubDate>Tue, 27 Oct 2009 05:02:24 GMT</pubDate>
			<description>I signed on today but I am having a hard time finding 3 new 4 letter words...</description>
			<content:encoded><![CDATA[<div>I signed on today but I am having a hard time finding 3 new 4 letter words to finish my profile and I am tired and need to go to bed. I asked several times for help but most of the answers didn't make any sense to me so if I don't get the correct answer, I will never finish my profile.</div>

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			<dc:creator>jody</dc:creator>
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			<title>Short visit and afternoon country drive with Matt and Doug</title>
			<link>http://forums.budget101.com/blogs/happytosave/1130-short-visit-afternoon-country-drive-matt-doug.html</link>
			<pubDate>Tue, 27 Oct 2009 02:41:29 GMT</pubDate>
			<description>Our son called today and said he had some time between classes and...</description>
			<content:encoded><![CDATA[<div>Our son called today and said he had some time between classes and wondered if we would be in the mood to swing by his residence at university and go for a drive out into the country. It was a beautiful sunny day about 68 degrees and so the three of us enjoyed a 1 hour drive looking at the spectacular change in the colour of leaves. Reds, golds, oranges, still some green not changed yet but it was awesome! We are so lucky to live where we welcome the change of the four seasons......sometimes I wish I lived where the sun shone every day but then I realize that I enjoy the beauty that there is to witness, with sun, rain, snow and ice. On the drive back to residence we stopped and picked up some fresh fruit and juice, so expensive on the campus and a few extra little treats for him and his room mate. It was a day well spent! <br />
:061::8-)::8-):</div>

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			<dc:creator>Happytosave</dc:creator>
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			<title>10 Years Today</title>
			<link>http://forums.budget101.com/blogs/beansthemama/1129-10-years-today.html</link>
			<pubDate>Sat, 24 Oct 2009 21:55:56 GMT</pubDate>
			<description>10 years ago today I got marride. Hard to believe. I think back on that...</description>
			<content:encoded><![CDATA[<div>10 years ago today I got marride. Hard to believe. I think back on that day, I was 20 years old, with an 7 month baby. It seemed as if nothing in the world would ever be able to burst my bubble! LOL How times have changed. How the DH and I have changed, grown, added one more child to our lives. Seems like we have only been marride sometimes for a few years, and other times it feels like one hundred years. Especially after the past year that I have had with him. But I am grateful that the good Lord has kept us together. I guess we beat the odds that most couples get when they get marride as young as we did. Hopefully we will have another good 10 more years, shoot maybe even 50! Blessings!</div>

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			<dc:creator>beansthemama</dc:creator>
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			<title>Christmas 2009 just 2 months away!</title>
			<link>http://forums.budget101.com/blogs/happytosave/1128-christmas-2009-just-2-months-away.html</link>
			<pubDate>Sat, 24 Oct 2009 01:35:57 GMT</pubDate>
			<description>:xmas-1:On my lunch hour yesterday the weather was so nice I took a half...</description>
			<content:encoded><![CDATA[<div>:xmas-1:On my lunch hour yesterday the weather was so nice I took a half hour walk through downtown Oakville, Ontario and saw the first artificial Christmas tree being assembled in a store window. Lights were strung on it and it was lit and the salesclerk was adding the garland! Halloween hasn't even come and gone or our Nov 11th Remembrance Day ( Veteran's Day). All my life I have been a Christmas person, visited the wonderful town of  Frankenmouth Michigan the huge Bonner's store there many times. I wondered why I wasn't getting as excited as in previous years. Well, there are no excess funds to buy special treats, so I will resort to baking for family and friends. Yes homemade gifts are lovely but I would love to be able to splurge and buy something special for my husband              :love:and son :113: who will also celebrate his 18th birthday on Dec 18th~ No common sense gifts but a little luxury! :blinkie: Well we'll see how the next few weeks go and maybe I will get a little bonus at work to treat the two special men in my life, and oh yes maybe a little something for me too!:13 (1):</div>

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			<dc:creator>Happytosave</dc:creator>
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			<title>Love and dirty laundry from Matt @university</title>
			<link>http://forums.budget101.com/blogs/happytosave/1127-love-dirty-laundry-matt-university.html</link>
			<pubDate>Fri, 23 Oct 2009 04:49:20 GMT</pubDate>
			<description>Matt just called and updated us on his midterm marks, he sounds so happy...</description>
			<content:encoded><![CDATA[<div>Matt just called and updated us on his midterm marks, he sounds so happy and relieved because he really thought he was doing well, getting to the classes talking to his professors, and exam results have given him more confidence that he is on the right track. Thanked us for our support and love and care packages and wonders if we can see him this weekend and oh by the way ......there is laundry to be done, No problem I say, when I finish work on Saturday we'll rendezvous and go pick him up and get it done. He knows how to do it but doesn't get the time...so of course I will helo him and then spend Sunday afternoon together before we take him bak to school, with love, and food packages and CLEAN laundry! <br />
<br />
<br />
:laundry::laundry:</div>

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			<dc:creator>Happytosave</dc:creator>
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			<title>Black Friday</title>
			<link>http://forums.budget101.com/blogs/beansthemama/1125-black-friday.html</link>
			<pubDate>Thu, 22 Oct 2009 17:00:17 GMT</pubDate>
			<description>Last Year I posted a bunch of information about Black Friday! If...</description>
			<content:encoded><![CDATA[<div>Last Year I posted a bunch of information about Black Friday! If interested go to the Social Groups...then Black Friday! Enjoy....happy shopping!</div>

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			<dc:creator>beansthemama</dc:creator>
			<guid isPermaLink="true">http://forums.budget101.com/blogs/beansthemama/1125-black-friday.html</guid>
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			<title>News from son Matt at University</title>
			<link>http://forums.budget101.com/blogs/happytosave/1124-news-son-matt-university.html</link>
			<pubDate>Thu, 22 Oct 2009 04:51:19 GMT</pubDate>
			<description>Tonight our only child who will turn 18 in December 2009, called to update...</description>
			<content:encoded><![CDATA[<div>Tonight our only child who will turn 18 in December 2009, called to update his dad and I about his midterm exams. Good news with results from Biology and Chemistry still waiting for his math marks. He is really enjoying living in residence and even has a part time job on campus at the book store. That helps with spending money. We always heard about the high cost of tuition, books etc but it is amazing how the costs add up. Thanks goodness for Ontario/Canada Student Loans and Bursaries. I miss him very much and so does his dad. In Oct we celebrated our 32nd wedding anniversary and it took us so long to have a family! As older parents we have enjoyed every moment that we have spent with him with school events, band, and hockey teams over the years. Now all of his friends have gotten serious about university/college and are maturing!</div>

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			<dc:creator>Happytosave</dc:creator>
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			<title>Wednesday Night Blues</title>
			<link>http://forums.budget101.com/blogs/brchbell/1123-wednesday-night-blues.html</link>
			<pubDate>Thu, 22 Oct 2009 04:12:32 GMT</pubDate>
			<description><![CDATA[Thinking I'm wore out from running non stop this week.  Too tired to even...]]></description>
			<content:encoded><![CDATA[<div>Thinking I'm wore out from running non stop this week.  Too tired to even eat.  Watching a movie with my kids.  5 people you meet in Heaven.  Keep falling to sleep and realized its after 11PM.  I turn into a pumpkin at 9PM.  Missing my other half so bad.  Can't wait until he gets back home.</div>

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			<dc:creator>brchbell</dc:creator>
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			<title><![CDATA[Life.............We're all in this together!]]></title>
			<link>http://forums.budget101.com/blogs/happytosave/1122-life-were-all-together.html</link>
			<pubDate>Thu, 22 Oct 2009 01:01:11 GMT</pubDate>
			<description><![CDATA[It's been another crazy day at work, clients are wonderful (I work full...]]></description>
			<content:encoded><![CDATA[<div>It's been another crazy day at work, clients are wonderful (I work full time in a bank) but lately all of the staff seem to be a little &quot;down&quot;. Whether is is the onset of the fall season, colder weather, or the threat of the virus H1N1, it is getting harder to get through the day. So tonight at home, I am going to make a list of inspirational sayings to put in the lunch room bulletin board, bake some cookies, and take in some packages of Hot Chocolate (I stockpiled them when they were on sale!) I am going to start with one person and tell them about this web sight and encourage them to sign up.</div>

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			<dc:creator>Happytosave</dc:creator>
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			<title><![CDATA[It's back]]></title>
			<link>http://forums.budget101.com/blogs/wilbe95/1121-its-back.html</link>
			<pubDate>Tue, 20 Oct 2009 16:22:21 GMT</pubDate>
			<description>Just when you think things are going smooth, then *SMASH* you are right...</description>
			<content:encoded><![CDATA[<div>Just when you think things are going smooth, then *SMASH* you are right back flat on your back again.<br />
<br />
Took the littlest one for a check up with the Ear, Nose, Throat Doc. Things have been going well, so I thought. Over the past couple of weeks he has been stuffy but we all have been. When the weather drops from 60 one day to 30 the next with rain and wind you expect to be stuffy. What I didn't expect was the doctor to say it's back he needs surgery again.<br />
<br />
The nasal polyp has regrown. It is back to the same size that it was when we had the last surgery which was only about ten months ago. the doctor said he noticed some inflammation in July but today could see the polyp and that it had grown quite a bit in the past three months. <br />
<br />
My little guy looked at the doctor, and said my birthday :113: is in two days, do I have to have surgery on my birthday again or can I wait a few days :-(. the doctor said that it would be up to Mom to decide when surgery would be I reassured him that it would not be on his birthday, nor Christmas that we would find a time in between to do it.<br />
<br />
So I am sad today, I feel helpless because I can't seem to do anything to make this go away for him.</div>

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			<dc:creator>wilbe95</dc:creator>
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